Responsibilities

• Develop and implement credit risk strategies to support the growth of our lending products.
• Conduct thorough risk assessments and analyses to identify potential vulnerabilities in our credit portfolio.
• Collaborate with cross-functional teams to enhance product offerings and ensure compliance with regulatory standards.
• Monitor and report on credit risk metrics, providing insights to senior management.
• Utilize data analytics to inform decision-making and improve risk management processes.
• Engage in continuous improvement initiatives to refine credit assessment methodologies.
• Lead a team of analysts and foster a culture of excellence and innovation.

Requirements

• Bachelor’s degree in Finance, Economics, or a related field; a master’s degree or professional certification is a plus.
• Proven experience in credit risk management within the financial services industry.
• Strong analytical skills with proficiency in data analysis and statistical modeling.
• Excellent communication skills to convey complex information to diverse audiences.
• Ability to work independently and collaboratively in a fast-paced environment.
• Experience with credit risk software and tools is preferred.

Benefits

• Competitive salary ranging from £100,000 to £130,000, based on experience.
• Performance-based incentive awards to recognize and reward your contributions.
• Flexible working arrangements, including remote work options.
• Comprehensive benefits package, including health insurance and retirement plans.
• Opportunities for professional development and career advancement.
• Join a mission-driven company focused on making banking accessible for everyone.